Terms of use

These terms apply to stack.insure and its public pages, operated by Sooq Enterprise LLC ("Stack.insure", "we", "us", or "our"). If you enter into a separate written agreement with us for products or services, that agreement governs those products or services and takes priority if there is a conflict. If you do not agree to these terms, please do not use the website.

Website content describes Stack.insure and its intended capabilities. It is provided for general business information and may change as the product and services develop. It is not insurance, legal, tax, investment, or financial advice and should not be used as the sole basis for a regulated, underwriting, coverage, pricing, claims, or financial decision.

Browsing this website or contacting us does not create an insurance contract, bind coverage, confirm eligibility, provide a quote, or establish an adviser, broker, fiduciary, agency, employment, or partnership relationship. Product availability, implementation scope, and commercial terms are confirmed only in an authorised written agreement.

You may access and use the website for lawful evaluation, research, and business communication. You may share links to public pages and make a reasonable number of copies for internal evaluation, provided that you do not remove ownership notices or present the content as your own.

You must not use the website in a way that harms Stack.insure, other visitors, or the availability or security of the service.

• Attempt unauthorised access to accounts, systems, networks, source code, or non-public areas.
• Probe, scan, or test vulnerabilities, bypass security controls, introduce malicious code, or interfere with operation of the website.
• Use automated tools to extract content at a rate that degrades the service or ignores access controls.
• Impersonate another person, misrepresent affiliation, submit unlawful or misleading material, or infringe another person’s rights.
• Use website content, branding, or technology to build or promote a deceptive or unlawful service.

The website, its design, text, illustrations, logos, software, and other original material are owned by or licensed to Sooq Enterprise LLC (trading as Stack.insure) and are protected by applicable intellectual property laws. Stack.insure and its logo are brand assets. No licence is granted except the limited right to use the public website under these terms.

You retain rights in material you send to us. You authorise us to receive, review, reproduce, and use it as reasonably necessary to respond to your enquiry and assess a potential business relationship. If you provide product feedback or suggestions, you allow us to use them without restriction or payment, provided we do not identify you publicly without permission. Do not send confidential or regulated data until suitable terms and a secure channel are in place.

Links to third-party websites, including product demonstrations and social profiles, are provided for convenience. Stack.insure does not control those services and is not responsible for their content, security, availability, or practices. Your use of them is governed by their terms.

We may change, suspend, or discontinue any public page or feature and may update content without notice. We aim to keep the website useful and accurate, but do not promise that it will always be available, uninterrupted, secure, current, complete, or error-free.

To the fullest extent permitted by applicable law, the website is provided “as is” and “as available” without implied warranties of merchantability, fitness for a particular purpose, non-infringement, or accuracy. Nothing in these terms excludes a warranty or right that cannot legally be excluded.

To the fullest extent permitted by applicable law, Stack.insure will not be liable for indirect, incidental, special, consequential, exemplary, or punitive loss, or for loss of profits, revenue, opportunity, goodwill, or data arising from use of, or inability to use, the public website. These limits do not apply where liability cannot lawfully be limited or excluded.

These terms are governed by the laws of the United Arab Emirates as applied in the Emirate of Sharjah, without prejudice to any mandatory rights that apply to you. The courts of Sharjah have jurisdiction over disputes relating to these terms, unless applicable law requires another forum.

We may update these terms when the website, our services, or applicable law changes. Continued use after an update means the revised terms apply from the stated revision date. Questions can be sent to help@stack.insure or to Sooq Enterprise LLC (Stack.insure), Shams Business Center, Sharjah Media City, Sharjah, United Arab Emirates.